Free credit report free credit score Colorado

How high or low your credit score is will affect your chances of qualifying for a loan, being approved for a new credit card, getting an auto loan, being approved for housing, and even getting a new job or a promotion. An example of why you should be cautious and watchful: A violators scam is caught Consumerinfos aggressive advertising convinced many consumers to take advantage of their offer a free credit report, and along with it a free trial of their credit monitoring service as a bonus. Consumers were required to sign up to avail of the free credit report, and provide their personal details as well as a valid credit card number. The website stated clearly that the credit free credit report free credit score Colorado card would not be charged during the free trial period, and was only required to create free credit report free credit score Colorado the account. What many people did not realize was that it was not free at all. Consumers who did not cancel within 30 days were charged free credit report free credit score Colorado an annual fee of $79.95. real free credit reports The Federal Trade Commission (FTC) took Consumerinfo to court on the grounds that its advertising was deceptive and that it failed to disclose that its free credit report free credit score Colorado free credit report offer was not free credit report free credit score Colorado associated with consumers right to a free credit report under federal law.

The court ruled that consumers who ordered a free credit report from the companys websites freecreditreport.com or consumerinfo.com between November 1, 2000 and September 15, 2003 would have to be refunded their money. The court ordered Consumerinfo to refund the payments which they obtained fraudulently by crediting the card that consumers used to sign up for the trial offer. credit annual report Consumers who signed up for this trial offer would have the free credit report free credit score Colorado amount credited to their credit free credit report free credit score Colorado or debit card, and would receive a notice by email or postal mail from the company informing them of the action, whether the company is successful or not. Consumers who believed they are eligible for the refund free credit report free credit score Colorado but did not receive any notice from the company were encouraged to contact Consumerinfo directly through helpconsumerinfo@consumerinfo.com. Free versus paid credit score: is the low price worth the risk?

The recent developments pertaining to free credit scores, the risks people have to take, and the confusion resulting from many companies offering differing scores and deceptive offers, should make you think twice about whether to jump at a free credit score offer. If you are afraid that your credit card information may be used to charge you without your knowledge or that the free credit score offer could be a scam, we suggest that you go for a paid service that is legitimate and authorized by the Federal Trade Commission: myfico.com or annualcreditreport.com. credit score ratings You will sleep better at night knowing that your credit information is safe. Home | Contact Us | Privacy Policy | SiteMap If you want to know how to get your free credit score the information on this page will assist you to set a firm starting point for yourself. Check out our credit article section to find more information on obtaining your free credit score CATEGORIES How often can I check my credit score?